As regulators in the UK and EU set their priorities for 2026, firms face a fast-evolving compliance landscape. Enhanced scrutiny of risk-transfer structures, a redesigned prudential regime, a new EU-wide AML framework and intensified expectations around Consumer Duty and culture will shape the year ahead. This checklist highlights the four key areas compliance teams should focus on before year-end, along with practical actions to ensure your firm enters 2026 prepared and resilient.

"The recent Vanquis Bank sanctions failure should serve as a wake-up call for every insurance and reinsurance firm. When the UK's Office of Financial Sanctions Implementation (OFSI) disclosed that a designated individual's account remained active for eight days after being sanctioned, it highlighted how even well-resourced, FCA-regulated firms can fall victim to process breakdowns. For insurance and reinsurance brokers, the implications go far beyond banking scenarios.

RRCA brings RegZone.io compliance software for UK reinsurance brokers. Pay-as-you-go sanctions screening, PEP checks & regulatory compliance solutions."