The FCA expects your firm to govern AI under existing rules — not wait for new ones. Here's the practical framework to get it right. The regulatory clock is ticking — and there's no AI rulebook coming Three out of every four UK financial services firms are already using artificial intelligence. The FCA and Bank of England confirmed that figure in their third joint survey, published in late 2024. By the time Lloyds published its Financial Institutions Sentiment Survey in September 2025, nearly...

PS26/2, FG26/3 and FG26/4 : The FCA’s new incident and third-party reporting rules: what applies to your firm?

From Kasim Garipoglu to Howard Duckett, the FCA is sending a clear message about honesty, integrity and senior manager accountability - to all SMFs. If you work in compliance, the last couple of weeks will probably have felt familiar. Another FCA prohibition. Another case centred on honesty and integrity. Another reminder that the regulator is still deeply interested in the people running firms, not just the firms themselves. But taken together, the recent action involving Kasim Garipoglu and...