Deferred Payment Credit (DPC) - the regulatory term for many Buy Now Pay Later products - is about to move into the FCA perimeter. From 15 July 2026, lenders offering in-scope DPC agreements will need the right FCA consumer credit permission, or a DPC temporary permission under the Temporary Permissions Regime (TPR). The notification window is already open: eligible firms can notify the FCA from 15 May 2026 until 1 July 2026. For lenders, fintechs and retail finance providers, this is more...

On 22 April 2026, the FCA published Policy Statement PS26/6, confirming the first phase of reforms to the Senior Managers and Certification Regime. Most changes came into force two days later, on 24 April 2026. Further changes follow in July and September

The FCA expects your firm to govern AI under existing rules — not wait for new ones. Here's the practical framework to get it right. The Regulatory Clock is Ticking — and There's No AI Rulebook Coming Three out of every four UK financial services firms are already using artificial intelligence. The FCA and Bank of England confirmed this in their third joint survey, published in late 2024. By the time Lloyds published its Financial Institutions Sentiment Survey in September 2025, nearly six in...