PS26/2, FG26/3 and FG26/4 : The FCA’s new incident and third-party reporting rules: what applies to your firm?

From Kasim Garipoglu to Howard Duckett, the FCA is sending a clear message about honesty, integrity and senior manager accountability - to all SMFs. If you work in compliance, the last couple of weeks will probably have felt familiar. Another FCA prohibition. Another case centred on honesty and integrity. Another reminder that the regulator is still deeply interested in the people running firms, not just the firms themselves. But taken together, the recent action involving Ka

The FCA’s decision to ban Kasim Garipoglu from working in UK financial services is one of those enforcement outcomes that firms should read as more than a story about one individual

Financial firms already operate in a complaints-heavy environment, but the new ICO requirements on data protection complaints mean many existing arrangements now need to be reviewed. From 19 June 2026, organisations must have a process for handling data protection complaints under changes introduced by the Data (Use and Access) Act 2025 (DUAA). The ICO published guidance on 12 February 2026 to help organisations prepare, and it is clear that these requirements are intended to

Why FCA Compliance Consultants Are Essential for Your Business FCA compliance consultants are specialists who understand the intricate regulatory landscape governing financial services in the UK. They help firms like yours interpret and implement the FCA’s rules effectively. Without expert guidance, you risk costly penalties, reputational damage, and operational disruptions. For example, if you’re launching a new financial product or entering the cryptoasset space, FCA regula

Risk management policies have a habit of becoming “that document we point to” rather than something the business actually uses. And in a regulated environment, that’s risky in itself—because when you’re challenged (internally or by the FCA), you need to show more than good intentions. You need to show how risk is managed day-to-day, who owns what, and what happens when things start drifting off track. The good news is you don’t need a 40-page manual to get this right. What yo

Navigating the complex world of financial regulation can feel like walking a tightrope. The FCA Conduct Rules are a cornerstone of regulatory compliance for financial, insurance, and intermediary firms across the UK and EU. Understanding these rules and ensuring your team is well-trained is not just a legal necessity but a strategic advantage. Today, I want to walk you through the best online FCA Conduct Rule training options available, helping you make informed decisions tha

When it comes to anti-money laundering (AML) compliance, having a robust risk assessment process is non-negotiable. You need a clear, practical, and adaptable framework that helps you identify, assess, and mitigate risks effectively. That’s where an AML risk management tool, specifically a well-designed AML risk assessment template, becomes invaluable. It streamlines your approach, ensuring you cover all critical areas without missing a beat. In this post, I’ll walk you throu

As regulators in the UK and EU set their priorities for 2026, firms face a fast-evolving compliance landscape. Enhanced scrutiny of risk-transfer structures, a redesigned prudential regime, a new EU-wide AML framework and intensified expectations around Consumer Duty and culture will shape the year ahead. This checklist highlights the four key areas compliance teams should focus on before year-end, along with practical actions to ensure your firm enters 2026 prepared and resi

"The recent Vanquis Bank sanctions failure should serve as a wake-up call for every insurance and reinsurance firm. When the UK's Office of Financial Sanctions Implementation (OFSI) disclosed that a designated individual's account remained active for eight days after being sanctioned, it highlighted how even well-resourced, FCA-regulated firms can fall victim to process breakdowns. For insurance and reinsurance brokers, the implications go far beyond banking scenarios.

RRCA brings RegZone.io compliance software for UK reinsurance brokers. Pay-as-you-go sanctions screening, PEP checks & regulatory compliance solutions."

FCA non-financial misconduct rules make HR compliance critical for financial services. Learn how the 2025 Employment Rights Bill changes create new regulatory risks for firms.

The regulatory tide is turning. As we move through 2025, the United Kingdom and the European Union will fundamentally reshape how organisations access, share, and govern data. The convergence of the UK's Data (Use and Access) Bill and the EU Data Act creates a complex but navigable compliance landscape that represents more than just new rules—it signals a strategic opportunity to transform data governance into a competitive advantage.

A practical guide to data anonymisation for UK insurance intermediaries. Learn when to use anonymisation & avoid common misconceptions.

The digital age presents unprecedented opportunities for UK insurance intermediaries, particularly with the rise of Artificial Intelligence

AI in Insurance: Risk or Reward? FCA's scrutiny intensifies as firms adopt AI. Algorithmic bias & explainability gaps could trigger action.

Are you confident your insurance firm is fully compliant with FCA regulations? Compliance gaps may be lurking beneath the surface.

Conflicts of interest pose significant challenges in financial services, particularly within insurance and reinsurance sectors.

Learn the key differences between risk transfer agreements and client money rules for UK insurance intermediaries.

Comprehensive guide to financial sanctions compliance for high-value dealers and art market participants.